Title insurance is basically the protection against future claims against your property. A title insurance agent provides title insurance by researching past and prior deeds and public records and clears any defects and provides an insurance policy to protect the owner against future claims. By researching and clearing any defects a title insurance agency will give a clean title report ensuring they feel comfortable providing the policy to the customer.
Escrow is the use of a third party capable of holding assets on behalf of two parties who are in the process of completing a transaction. The asset is usually monies, an escrow account is the third party account which holds the asset until the conclusion of a specific event or time.
SETTLEMENT AND CLOSING
Although different people use different terms, the "closing" or the "settlement" refers to the same finalization of your home purchase. At the closing or settlement date, the seller receives the sale proceeds, and the buyer pays any required expenses to close the transaction, known as closing costs. Citizen title will prepare your documents and get the transaction to the closing table and record the documents in a timely manner for policy issuance.
TRANSFER OF REAL ESTATE OWNERSHIP
In order to validly convey title to real estate in Texas, a grantor must execute a deed to the property in front of a notary public. The deed must be presented to and accepted by the grantee, and it should be filed of record in the county clerk's office to put the public on notice of the transfer. Citizen Title will record all the documents need to close out the transaction.
TITLE SEARCH REPORTS
A title report is your protection against unforeseen issues with a parcel of land you wish to buy. It contains the results of the title search, including the legal owner, the legal description of the property, and any problems clouding the title such as liens and encroachments.
PROPERTY TAX SEARCH
Citizen Title will check with your local assessor or municipality's website, and public records or we will call the tax office for a more exact figure for your home. Citizen Title provides and accurate exact Tax Certification showing what a homeowner owes in taxes so we can balance out the closing documents and process the closing and transfer of Real Estate.
Citizen Title provides services for the benefit of all necessary parties in connection with the selling, leasing, encumbering, mortgaging, creating a secured interest in and to real property, and the receipt and disbursement of money in connection with any sale, lease, encumbrance, mortgage, or deed of trust. Secure, simple, and thorough Citizen Title assures accuracy and satisfaction with a robust range of capabilities.
Whether remote or in person after all parties have signed at the closing table Citizen Title will get your documents recorded in a timely manner so you don't have to.
Mobile and Remote Online Notaries
Sometimes travel is necessary to conduct business with clients, therefore, within reasonable parameters, we gladly oblige to meet our clients’ needs at any location. If you can't make it into the title company we understand, Citizen Title will send a mobile notary to your place of business, home, or any other location you want to schedule closing at. With closings anywhere in Texas Citizen Title is ready to meet your needs.
Home Selling Assistance
Citizen Title is the partner of choice to help you sell your home successfully and rapidly. We are pleased to help you obtain the marketable title and legal documents as well as the title services, deposit and closing for your home sale. If you need assistance selling your home please contact one of our client care team members at email@example.com.